Anyone instructing subcontractors has a number of duties under health and safety law, including making sure the subcontractors are able to work safely and without risk. In plain English, main contractors can be held responsible if subcontractors fall ill or get injured at work through neglect. Insurers generally put subcontractors into two categories, according to skills and expertise: If a BFSC works without direction from the main contractor, employers’ liability insurance is often not required. If the subcontractor is regarded as a LOSC they should be treated as an employee and so employers’ liability insurance is generally required. For assistance or more information, please contact us. We are here to help.
Motor insurance predictions are complicated by the future of the relatively new technology in electric cars, while diesel and petrol are being phased out in some countries. Electric cars suit some of our clients, but often aren’t a feasible option for those driving long distances, those working in rural locations or those who need larger vehicles.
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