Anyone instructing subcontractors has a number of duties under health and safety law, including making sure the subcontractors are able to work safely and without risk. In plain English, main contractors can be held responsible if subcontractors fall ill or get injured at work through neglect. Insurers generally put subcontractors into two categories, according to skills and expertise: If a BFSC works without direction from the main contractor, employers’ liability insurance is often not required. If the subcontractor is regarded as a LOSC they should be treated as an employee and so employers’ liability insurance is generally required. For assistance or more information, please contact us. We are here to help.
With responsibilities ranging from new product line design, development and scaling up insurance coverage, through to stock, industrial machinery, tools and goods in transit insurance, aligning your insurance policy with your production plant(s) is a complicated task.
Thank you, Bodyshop magazine – we loved your article, ‘The Evolution of Vehicle Theft’. The 1980s and 1990s were an insurer’s horror story: joyriders enjoyed breaking into cars because mainstream car security measures were basic. As a result large steering wheel locks (‘crook locks’) became popular amongst car owners.
Many residential landlords may not realise that since 1 April 2018, each property has to have an Energy Performance Certificate (EPC) score of E or above before it can be let or a tenancy agreement renewed. If a property’s EPC score falls below E, energy efficiency upgrades must be made before it can be let.
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