Professional indemnity insurance

Professional indemnity insurance is essential for any service-based business (e.g. accountants, architects, designers, builders, solicitors, surveyors and other consultants). Modern contracts often contain a clause requiring professional indemnity insurance as a condition of engagement. It’s also often a regulatory requirement, and in all cases provides protection from valid and spurious claims.

Although professional indemnity insurance varies with specialism, the fundamental elements are the same for all. For example, professional indemnity insurance policies protect against:

Mistakes that amount to negligence or a breach of the duty of care
Unintentional infringement of intellectual property rights
Information and file loss
Dishonesty within your organisation.

Professional indemnity insurance covers the cost of legal defence against these claims, along with penalties and compensation payments if you lose. Contact us on 01525 719955 if you would like us to review your policies and provide a quote.

“When we have been unfortunate enough to have a claim, it has been handled sympathetically and speedily. This includes a claim where Home Counties was instrumental in us receiving a settlement of nearly £2,000,000, when the insurers originally offered considerably less! We have the highest regard for Home Counties Insurance, and would be happy to recommend them.”
Mike Mansell, Director of Frontier Estates Ltd

Cliff Amos at Home Counties Insurance was recommended to us. I am pleased to say that the partnership with Home Counties has resulted in us receiving first-class service on all aspects of insurance, including our own personal policies.

Mike Mansell, Director of Frontier Estates Ltd

Home Counties Insurance Services genuinely want to help, which is one of the reasons I recommend them. It is also the company to call for those who have no interest in playing 'musical insurance brokers'.

Keith Hunt, Director of Hunts (UK) Deliveries Ltd

I would be more than happy to recommend Home Counties Insurance to any business or personal friend. My family and I have been dealing with them for at least 20 years for all of our insurances and I always find them friendly and professional.

Andy Gerrard, Director of Border Engineering Ltd

Home Counties Insurance Services Ltd have been our brokers for 5+ years and have always provided us with a first-class service. They strive to secure the right balance of cover at a competitive price and have a good understanding of our business and our insurance needs. I would be happy to recommend them to any business or personal customer.

Tim Haywood, Managing Director of Haywoods

Over 25 years, John Wooltorton has provided first-class support to Selectaglaze, by giving very sound advice and ensuring that the insurance cover provided is comprehensive, appropriate and affordable. The team at Home Counties Insurance Services has proven to be extremely efficient and thorough and I do not hesitate to recommend them.